Smart Cents Activity Guide Student WorkbookYouth make decisions about how to use money every day and developing sound financial skills early in life can have positive implications as youth grow into adulthood. This Smart Cents Activity Guide Workbook & accompanying playbook are designed to be used with National 4 H juried curricula developed to teach youth financial education (see links below to purchase). Activities are used from each of the curricula to implement a ten hour Smart Cents
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