Cracking Open the Nest EggPlanning for retirement can be a scary thought, whether it is just around the corner or years in the future. Martin Hawes, one of New Zealand's best known experts on personal finance, answers all of the questions that may be keeping you up at night: How much will I need to retire? Can I ever afford to stop working? How do I make sure my money lasts as long as I do? Working out how you can achieve a regular monthly retirement income is more difficult